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Credit > Credit Cards > Credit Cards > Discover Card > Platinum Clear
After the introductory period has ended, the standard interest rate is also very competitive, with rates currently as low as 10.99%. Your actual rate will depend on your credit history.
You can also earn up to 1% cash back on all your other purchases. The amount earned will vary according to your annual spend on your card. The more you use your card, the more cash back you can earn. You can earn an unlimited amount of cash back throughout the year.
There is no annual fee for this card.
Summary Table
It offers great introductory rates if you are a looking to pay of high interest balances from other cards, or if you want to spread the cost of a new purchase over the course of the year.
The cash back can also be very tempting as it is the most flexible reward you can get - you can spend it on whatever you like. Remember that the actual cash back rate will depend on how much you spend each year, so you may not actually be earning 1% cash back on most of your purchases.
Application
Discover Platinum Clear Credit Card
The Discover Platinum Clear card gives you the benefits of a platinum credit card with a cool clear card design.0% APR
One of the main benefits of this card is that Discover are currently offering an introductory interest rate of 0% APR on both balance transfers and purchases for your first 12 months of card membership.After the introductory period has ended, the standard interest rate is also very competitive, with rates currently as low as 10.99%. Your actual rate will depend on your credit history.
Cash Back
Not only does this card offer a great introductory rate offer, you can also earn cash back on your purchases. You can earn as much as 5% cash back on any Get More purchases. These are purchases made at specially selected stores.You can also earn up to 1% cash back on all your other purchases. The amount earned will vary according to your annual spend on your card. The more you use your card, the more cash back you can earn. You can earn an unlimited amount of cash back throughout the year.
There is no annual fee for this card.
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Summary Table
| Standard Interest Rate | 10.99% to 17.99% APR Variable |
| Balance Transfers | 10.99% to 17.99% APR Variable |
| Cash Advance Interest Rate | 20.99% APR Variable |
| Rewards | Up to 1% Cash Back with 5% at Select Stores |
| Annual Fee | None |
| Online Account Access | Yes |
| Interest Free Period | At Least 25 days |
| Late Payment Fee | $15 to $39 depending on balance |
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Credit Masters Review
If you're looking for a good all round card, rather than any special gimmicks, this could be a good card to look for.It offers great introductory rates if you are a looking to pay of high interest balances from other cards, or if you want to spread the cost of a new purchase over the course of the year.
The cash back can also be very tempting as it is the most flexible reward you can get - you can spend it on whatever you like. Remember that the actual cash back rate will depend on how much you spend each year, so you may not actually be earning 1% cash back on most of your purchases.
Application
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