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Credit > Credit Cards > Credit Cards > Discover Card > Platinum American Flag


Discover Platinum American Flag Credit Card

You can now show your patriotism each time you shop, with the American Flag card from Discover.

This card is also offering some great initial interest rate deals as well as cash back rewards.

Introductory Interest Rates

The Discover Platinum American Flag card has some great introductory rates. Not only is there a 0% APR for 12 months on balance transfers, the same 0% rate applies to new purchases as well.

After the initial 12 month period, interest rates will revert to their standard rates, which can be as low as 10.99% on purchases for those with a good credit history.

Cash Back Rewards

This card also offers some very competitive cash back bonus rewards. You can earn 5% cash back on Get More purchases at select merchants. All other purchases can earn up to 1% cash back.

These cash back rewards will increase with the more money you spend on your card. You can reach the 1% cash back level once you spend over $3000 in a year. Rewards are unlimited throughout the year and, unlike with some rewards programs, they will never expire.

There is also no annual fee to pay with this card.



Summary Table

Standard Interest Rate 10.99% to 17.99% APR Variable
Balance Transfers 10.99% to 17.99% APR Variable
Cash Advance Interest Rate 20.99% APR Variable
Rewards Up to 1% Cash Back with 5% at Select Stores
Annual Fee None
Online Account Access Yes
Interest Free Period At Least 25 days
Late Payment Fee $15 to $39 depending on balance




Credit Masters Review

This card offers a great combination of benefits. Not only does the card have no annual fee, it also offers some very competitive introductory interest rates for a full 12 months. For those looking to transfer balances to the card, or those looking to make a large purchase, this can be a strong incentive to apply for this card.

Not only are the interest rates competitive, so are the rewards. Cash back rewards offer the ultimate in flexibility, allowing you to spend your rewards on whatever you wish. Getting 1% back when you use your card can soon add up and the 5% reward at certain merchants will help those rewards pile up even faster.

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